Hialeah has one of Florida's highest rates of uninsured residents — and one of the highest rates of ACA subsidy eligibility. Many families qualify for $0/month coverage and don't know it.
Free — takes about 2 minutes
A licensed Hialeah agent will call you within 15 minutes with your personalized options. Check your email for a confirmation.
Questions? Call us directly:
(888) 990-4921
As part of Miami-Dade County, Hialeah has access to Florida's most competitive ACA market — five carriers. Molina and Ambetter consistently offer the lowest premiums for income-eligible residents. Many Hialeah families earning $25,000–$50,000/year pay $0–$30/month after subsidies.
Hialeah is one of the most Cuban-American cities in the United States, with a large Spanish-speaking population. All major ACA carriers in Miami-Dade offer Spanish-language customer service and materials. Licensed bilingual agents are available to help with enrollment at no cost.
The table below shows estimated monthly premiums for a Silver plan after federal subsidies, based on household income. Actual costs vary by age, plan, and carrier.
| Household Size | Income Range | % of FPL | Estimated Monthly Premium | Subsidy Level |
|---|---|---|---|---|
| 1 person | Under $15,060 | Under 100% | Medicaid (may apply) | Check Eligibility |
| 1 person | $15,060 – $22,590 | 100–150% | $0/month | Maximum Subsidy |
| 1 person | $22,590 – $37,650 | 150–250% | $0 – $80/month | High Subsidy |
| 1 person | $37,650 – $60,240 | 250–400% | $80 – $250/month | Moderate Subsidy |
| Family of 4 | Under $31,200 | Under 100% | Medicaid (may apply) | Check Eligibility |
| Family of 4 | $31,200 – $46,800 | 100–150% | $0 – $30/month | Maximum Subsidy |
| Family of 4 | $46,800 – $78,000 | 150–250% | $30 – $200/month | High Subsidy |
| Family of 4 | $78,000 – $124,800 | 250–400% | $200 – $600/month | Moderate Subsidy |
Estimates based on 2026 FPL guidelines. Actual amounts vary by age and plan. Florida did not expand Medicaid — residents below 100% FPL without dependent children may not qualify for Medicaid.
Hialeah (Miami-Dade County) has five ACA carriers: Florida Blue, Ambetter, Molina Healthcare, Oscar Health, and Bright Health. Molina and Ambetter typically offer the lowest premiums for income-eligible families. All carriers offer Spanish-language support.
Many Hialeah residents qualify for $0/month ACA plans. A family of four earning under $55,000/year likely qualifies for significant subsidies. Use our 2-minute form above to check your exact eligibility — no cost, no obligation.
ACA marketplace plans require legal immigration status or U.S. citizenship. However, emergency Medicaid and certain state programs may be available regardless of status. For lawfully present immigrants, ACA marketplace plans are fully available.
Hialeah Hospital and Palmetto General are covered by most ACA carriers in Miami-Dade. Florida Blue has the broadest network. Always verify your specific providers before enrolling.
Open Enrollment: November 1 – January 15. Special Enrollment Periods for qualifying life events including job loss, marriage, and having a child.
The process is simpler than most people expect. Here's exactly what happens when you work with FL Health Guide:
Free service. Licensed Florida agents. Takes 2 minutes.
Check My Eligibility →Or call: (888) 990-4921