Hollywood sits in one of Florida's most competitive ACA markets. Four carriers compete in Broward County, keeping premiums lower than many Floridians expect.
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Broward County's four-carrier market keeps Hollywood's ACA rates competitive. Molina and Ambetter offer the lowest premiums for subsidy-eligible residents. Florida Blue covers Memorial Healthcare System, the dominant local health system.
Hollywood has a significant retiree population and a large Jewish community. Many residents are between jobs, self-employed, or recently retired and shopping for their own coverage. The pre-Medicare 60–64 age group particularly benefits from ACA subsidies in Broward County.
The table below shows estimated monthly premiums for a Silver plan after federal subsidies, based on household income. Actual costs vary by age, plan, and carrier.
| Household Size | Income Range | % of FPL | Estimated Monthly Premium | Subsidy Level |
|---|---|---|---|---|
| 1 person | Under $15,060 | Under 100% | Medicaid (may apply) | Check Eligibility |
| 1 person | $15,060 – $22,590 | 100–150% | $0/month | Maximum Subsidy |
| 1 person | $22,590 – $37,650 | 150–250% | $0 – $80/month | High Subsidy |
| 1 person | $37,650 – $60,240 | 250–400% | $80 – $250/month | Moderate Subsidy |
| Family of 4 | Under $31,200 | Under 100% | Medicaid (may apply) | Check Eligibility |
| Family of 4 | $31,200 – $46,800 | 100–150% | $0 – $30/month | Maximum Subsidy |
| Family of 4 | $46,800 – $78,000 | 150–250% | $30 – $200/month | High Subsidy |
| Family of 4 | $78,000 – $124,800 | 250–400% | $200 – $600/month | Moderate Subsidy |
Estimates based on 2026 FPL guidelines. Actual amounts vary by age and plan. Florida did not expand Medicaid — residents below 100% FPL without dependent children may not qualify for Medicaid.
Broward County has four ACA carriers: Florida Blue, Ambetter, Molina, and Oscar. Florida Blue covers Memorial Healthcare System. Ambetter and Molina have lower premiums for income-eligible residents. Compare all four.
Unsubsidized premiums in Broward County range from $175–$630/month. With subsidies, many residents pay significantly less. A single adult earning $30,000/year typically pays $0–$30/month after tax credits.
Yes — Memorial is in-network with Florida Blue ACA plans. Coverage with Ambetter, Molina, and Oscar varies. Verify before enrolling if Memorial access is important.
Early retirees not yet eligible for Medicare should strongly consider ACA marketplace plans. If your income is lower in retirement, you may qualify for significant subsidies. ACA plans also cannot charge more based on pre-existing conditions.
Open Enrollment: November 1 – January 15. Special Enrollment Periods for qualifying life events year-round.
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