Question 1

What Medicare plans are available in Florida in 2026?

Accepted Answer

Florida residents on Medicare can choose from Original Medicare (Parts A & B), Medicare Advantage (Part C) plans from carriers like Humana, UnitedHealthcare, Aetna, and Florida Blue, Medicare Part D prescription drug plans, and Medicare Supplement (Medigap) policies. Plan availability varies by city and county.

Question 2

When is Medicare open enrollment in Florida?

Accepted Answer

Medicare Annual Enrollment Period (AEP) runs October 15 – December 7 each year, with coverage starting January 1. Florida residents can also change plans during the Medicare Advantage Open Enrollment Period (January 1 – March 31).

Question 3

Is Medicare Advantage or Original Medicare better in Florida?

Accepted Answer

Medicare Advantage plans in Florida often include $0 premiums plus dental, vision, and hearing benefits not covered by Original Medicare. However, they use provider networks. Original Medicare offers broader provider access but requires a Medigap policy for comprehensive coverage. The best choice depends on your health needs and preferred doctors.

Florida Medicare Plans — City-by-City Guide 2026

Compare Medicare Plans in Your Florida City

📍 Medicare Guides by Florida City (20 Cities)

📌 Medicare Enrollment Periods 2026

Questions About Medicare in Florida?