Broward County's ACA market has four competing carriers. Many Pompano Beach residents are overpaying — or have no idea they qualify for $0/month coverage.
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Same four-carrier Broward market. Florida Blue covers Broward Health (including Broward Health Medical Center, North). Ambetter and Molina offer lower premiums for subsidy-eligible residents.
Pompano Beach has a large fishing, marine, and hospitality industry workforce. Many workers in these industries are self-employed or work for small employers without benefits. ACA marketplace plans are the primary coverage option for this demographic.
The table below shows estimated monthly premiums for a Silver plan after federal subsidies, based on household income. Actual costs vary by age, plan, and carrier.
| Household Size | Income Range | % of FPL | Estimated Monthly Premium | Subsidy Level |
|---|---|---|---|---|
| 1 person | Under $15,060 | Under 100% | Medicaid (may apply) | Check Eligibility |
| 1 person | $15,060 – $22,590 | 100–150% | $0/month | Maximum Subsidy |
| 1 person | $22,590 – $37,650 | 150–250% | $0 – $80/month | High Subsidy |
| 1 person | $37,650 – $60,240 | 250–400% | $80 – $250/month | Moderate Subsidy |
| Family of 4 | Under $31,200 | Under 100% | Medicaid (may apply) | Check Eligibility |
| Family of 4 | $31,200 – $46,800 | 100–150% | $0 – $30/month | Maximum Subsidy |
| Family of 4 | $46,800 – $78,000 | 150–250% | $30 – $200/month | High Subsidy |
| Family of 4 | $78,000 – $124,800 | 250–400% | $200 – $600/month | Moderate Subsidy |
Estimates based on 2026 FPL guidelines. Actual amounts vary by age and plan. Florida did not expand Medicaid — residents below 100% FPL without dependent children may not qualify for Medicaid.
Broward County has four carriers: Florida Blue, Ambetter, Molina, and Oscar. Florida Blue covers Broward Health. Ambetter and Molina have lower premiums for eligible residents. Compare all four before choosing.
Unsubsidized Broward County premiums: $175–$630/month. Most residents earning under $58,000 (family of four) qualify for subsidies. Single adults earning under $35,000/year often pay $0–$30/month after tax credits.
Yes. Self-employed and gig workers in the marine industry are among the most common ACA enrollees. If your income qualifies, premiums can be very low. Self-employed workers can also deduct 100% of premiums as a business expense.
Florida Blue covers Broward Health facilities. Other carriers have varying networks. Always verify your providers before enrolling.
Open Enrollment: November 1 – January 15. Special Enrollment Periods for qualifying life events year-round.
The process is simpler than most people expect. Here's exactly what happens when you work with FL Health Guide:
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Check My Eligibility →Or call: (888) 990-4921