Duval County is home to approximately 1 million residents across its major cities and unincorporated communities. The county's economy is centered on military, finance, healthcare, logistics, and professional services, creating a diverse workforce with varying levels of access to employer-sponsored health insurance.
Duval County — Jacksonville — is Florida's largest city by area and one of its fastest-growing metros. Major employers include Naval Air Station Jacksonville (one of the largest Navy bases in the Southeast), Baptist Health, Mayo Clinic Florida, Fidelity National Financial, and CSX Transportation. The finance and banking sector is unexpectedly large for a Florida city, employing thousands at headquarters operations for companies like Fidelity National Information Services (FIS) and Fortegra Financial.
With an estimated 13% uninsured rate, Duval County has thousands of residents who may qualify for $0/month or heavily subsidized ACA health insurance but haven't yet enrolled. The Affordable Care Act marketplace offers comprehensive coverage options through 3 competing carriers in the county.
Available ACA Carriers in Duval County (2026)
Three carriers serve Duval County, with Florida Blue having a particularly dominant presence through its Jacksonville-area hospital partnerships.
- Florida Blue (BCBS)
- Ambetter from Sunshine Health
- Molina Healthcare
Each carrier offers plans across multiple metal tiers — Bronze, Silver, and Gold. Silver plans are typically the best value for subsidy-eligible Duval County residents due to Cost Sharing Reductions that only apply at the Silver tier.