Palm Beach County is home to approximately 1.5 million residents across its major cities and unincorporated communities. The county's economy is centered on agriculture, finance, tourism, healthcare, and real estate, creating a diverse workforce with varying levels of access to employer-sponsored health insurance.
Palm Beach County has a diverse economy ranging from luxury real estate and financial services in its coastal communities to agricultural operations in the western areas near Belle Glade. Major employers include Palm Health (formerly Palm Beach Health Network), HCA Florida Healthcare, the School District of Palm Beach County, and a growing tech and entrepreneurial sector. The county has significant income inequality, with many lower-income service workers and agricultural employees lacking employer-sponsored coverage.
With an estimated 15% uninsured rate, Palm Beach County has thousands of residents who may qualify for $0/month or heavily subsidized ACA health insurance but haven't yet enrolled. The Affordable Care Act marketplace offers comprehensive coverage options through 3 competing carriers in the county.
Available ACA Carriers in Palm Beach County (2026)
Three carriers serve Palm Beach County, with Florida Blue offering the broadest hospital network across the county.
- Florida Blue (BCBS)
- Ambetter from Sunshine Health
- Molina Healthcare
Each carrier offers plans across multiple metal tiers — Bronze, Silver, and Gold. Silver plans are typically the best value for subsidy-eligible Palm Beach County residents due to Cost Sharing Reductions that only apply at the Silver tier.