Davie's mix of Nova Southeastern students, young professionals, and established families creates diverse insurance needs. Here's the 2026 ACA breakdown for Davie residents.
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Same Broward County four-carrier market as other area cities. Florida Blue covers Memorial Healthcare and most major Broward systems. Ambetter and Molina are lower-premium options for subsidy-eligible residents.
Davie is home to Nova Southeastern University, bringing a significant student and young professional population. NSU students aging off parents' plans at 26 have the same marketplace options as any other resident, and many qualify for subsidized coverage.
The table below shows estimated monthly premiums for a Silver plan after federal subsidies, based on household income. Actual costs vary by age, plan, and carrier.
| Household Size | Income Range | % of FPL | Estimated Monthly Premium | Subsidy Level |
|---|---|---|---|---|
| 1 person | Under $15,060 | Under 100% | Medicaid (may apply) | Check Eligibility |
| 1 person | $15,060 – $22,590 | 100–150% | $0/month | Maximum Subsidy |
| 1 person | $22,590 – $37,650 | 150–250% | $0 – $80/month | High Subsidy |
| 1 person | $37,650 – $60,240 | 250–400% | $80 – $250/month | Moderate Subsidy |
| Family of 4 | Under $31,200 | Under 100% | Medicaid (may apply) | Check Eligibility |
| Family of 4 | $31,200 – $46,800 | 100–150% | $0 – $30/month | Maximum Subsidy |
| Family of 4 | $46,800 – $78,000 | 150–250% | $30 – $200/month | High Subsidy |
| Family of 4 | $78,000 – $124,800 | 250–400% | $200 – $600/month | Moderate Subsidy |
Estimates based on 2026 FPL guidelines. Actual amounts vary by age and plan. Florida did not expand Medicaid — residents below 100% FPL without dependent children may not qualify for Medicaid.
Broward County has four ACA carriers: Florida Blue, Ambetter, Molina, and Oscar. Florida Blue covers Memorial Healthcare System. Ambetter and Molina have lower premiums for eligible residents.
NSU has a student health plan, but depending on your income, an ACA marketplace plan may be cheaper. If your income is under $30,000/year, you likely qualify for subsidized coverage at $0–$40/month. Turning 26 opens a 60-day Special Enrollment Period.
Broward County premiums: $175–$630/month unsubsidized. With subsidies, most eligible residents pay significantly less. Under $30/month is common for single adults earning under $30,000/year.
Florida Blue covers Memorial Healthcare System, including Memorial Regional. Other carriers' coverage varies. Verify before enrolling.
Open Enrollment: November 1 – January 15. Special Enrollment Periods for qualifying life events year-round.
The process is simpler than most people expect. Here's exactly what happens when you work with FL Health Guide:
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Check My Eligibility →Or call: (888) 990-4921